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GMC or Group Medical Coverage is a plan that offers medical coverage to a group of people. The group of people can be employees of any company, members of any community or social group. The medical benefit offered is uniform. In short, similar benefits are offered to each and every person of the group.
GPA or Group Personal Accident is a policy specially designed to protect the group of selected people from the consequences of unexpected accidents. These consequences can be death, disability, etc. The group of people covered can be the employees of the company, the family members of employees or members of any social group or community.
Lower premium rates
Covers each and every member of the group or employee uniformly
The policy is often customized
Cover the group membership form the day one of joining the group covered
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